I use cash quite a bit, but I've also made a specific point of not having a debit card, because if your debit card is lost or stolen, the only legal limit on your liability is how much you have in that bank account. (Yes, in practice, the person I know who had that happen did eventually get his money back, but it took several weeks.)
I still feel odd about charging groceries and other small purchases, even though I'm paying the credit cards off in full every month. So, cash for groceries, and for many clothing and most book purchases. I use plastic mostly for travel expenses (train, airplane, and bus fares, and hotel bills) and clothing. And I'm still making a number of transactions that have to be cash--the street vendor selling me a roll or a pint of blueberries, my morning newspaper, and my usual Chinese restaurant don't take cash.
There were signs at the farmer's market yesterday, saying that starting next week vendors at that location would be taking credit cards and EBI (welfare/food stamps) cards; I've been paying cash there, for fruit and bread and fish and vegetables, for the last few years. My drugstore and supermarkets would, but I usually give them cash.
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Date: 2007-07-01 12:53 pm (UTC)I still feel odd about charging groceries and other small purchases, even though I'm paying the credit cards off in full every month. So, cash for groceries, and for many clothing and most book purchases. I use plastic mostly for travel expenses (train, airplane, and bus fares, and hotel bills) and clothing. And I'm still making a number of transactions that have to be cash--the street vendor selling me a roll or a pint of blueberries, my morning newspaper, and my usual Chinese restaurant don't take cash.
There were signs at the farmer's market yesterday, saying that starting next week vendors at that location would be taking credit cards and EBI (welfare/food stamps) cards; I've been paying cash there, for fruit and bread and fish and vegetables, for the last few years. My drugstore and supermarkets would, but I usually give them cash.