A flowchart I just threw together, to explain Obamacare

[xiphias]

Is this more or less accurate? If it is, feel free to share it. Or clean it up first, whatever.

Comments

[takumashii.livejournal.com]

For people who are self-employed, especially if they're living in cities where the cost of living is high, I think there can be quite a donut hole between "Obamacare will help you pay" and "Get insurance, you shmuck."

One can easily imagine that a single person making $48000, living in a city like New York or San Francisco, would have a rough time paying $400 a month for a high-deductible plan that barely covers anything. (If that sounds like a high salary, consider that self-employed people pay much more in taxes than people whose employers pay their social security tax, etc.)

I don't think we'll know for sure, until the exchanges are in place, whether the ACA will actually give good and affordable options to people who are making just a little bit too much money to qualify for subsidies.