A flowchart I just threw together, to explain Obamacare

[xiphias]

Is this more or less accurate? If it is, feel free to share it. Or clean it up first, whatever.

Comments

[rebmommy.livejournal.com]

Another thing: there should be an arrow for, "are insurers refusing to sell you insurance?" Because that was why I didn't have insurance for some years.

Good point - does Obama's healthcare deal with the issue of pre-existing conditions? Are health insurance companies still allowed to refuse to cover someone because they have a health issue that requires care?

[theletterelle.livejournal.com]

In 2014, insurance companies cannot refuse to sell coverage or renew policies to anyone based on a pre-existing condition. Thanks Obamacare!

[bemused-leftist.livejournal.com]

Last I heard, there is no limit to the premiums the insurance companies can charge, based on your pre-existing conditions.

So if you can't afford the premiums, then as now you have no insurance, plus some sort of tax penalty for not having insurance.