I used to use cash more often than I do now, back when I could freely use any ATM and using cards was a bit of a hassle. I sometimes wonder which is cause and which is effect -- did the stores put in the card readers on their own, or because too many customers were handing cards to the clerks (which they were doing because cash was getting harder to use)? And would there have been more of an outcry against the latest bordering-on-illegible-to-some-people bills if more people were using them on a daily basis?

My bank does not charge me to use its machines, but it is not the dominant bank in town. I visit an ATM once every few months to get cash (or do the cashback thing in the grocery store if it's more pressing). I use either credit cards or store cards for most purchases, even small ones. (By "store card" I mean the so-called gift cards, not branded credit cards. For example, my synagogue sells cards for the local grocery store; they get a small profit and I pay face value, so when it's convenient I write them a check for store cards and then spend those down.)

When I was in Israel I was a little surprised by the number of places that would react to my plastic by asking if I could pay in cash, even USD, in preference. ATMs weren't quite plentiful enough IMO, but I managed.